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01 Mar 2013

Professional-Indemnity Insurance: Are you covered?

Do you have Professional Indemnity Insurance?

As a professional society we are obliged to inform and educate our membership.

Did you know that professional indemnity insurance is a legislative requirement, and not just a ‘nice to have’?

Professional indemnity insurance has become mandatory and was both Gazetted and promulgated as law in 2004 (see the details, at the end of this post).

The Requirements for indemnity cover, as gazetted, are:

  1. A practicing psychologist, registered in the category independent practice, must obtain a professional indemnity cover, which must be fully maintained at all times.
  2. A psychologist referred to in regulation 1, must provide the board with documentary proof and details of such professional indemnity cover, on an annual basis.
  3. Any psychologist who practises in contravention of regulation 1 , commits an unprofessional conduct that may lead to an enquiry in terms of Chapter IV of the Act

 Professional Indemnity is defined as negligent acts, errors or omissions made whilst performing the scope of a professional duty. This would include breach of duty.

The regulations relating to indemnity cover for registered health practitioners were approved by Council and it is mandatory that professional indemnity cover is taken out to protect yourself and your reputation against actual or alleged claims of negligence.

Important information:

  • SIOPSA does not endorse any particular commercial service provider. It is your responsibility alone to research the option that is most suitable for your requirements.
  • The contact details provided below may become outdated from time to time; it is your responsibility to research the accuracy thereof. 

If you are looking at taking out Professional Indemnity Insurance for your practice or as an individual, SIOPSA has negotiated an option for you with Accu-Prof, underwritten by Hollard Insurance for Professional Indemnity Insurance.

>>This particular arrangement is only applicable for fully paid-up SIOPSA members.<<

Contact: Herman van Zyl to find out more.

Tel: 012 345 5015 or 082 471 0407  

Email: accup@icon.co.za 

Web: www.accuprof.co.za 


Government Gazette

REPUBLIC OF SOUTH AFRICA

Regulation Gazette No. 7908
Vol. 465 Pretoria 5 March 2004, No. 26123

STAATSKOERANT. 5 MAART 2004 No. 26123 3 GOVERNMENT NOTICE

DEPARTMENT OF HEALTH

HEALTH PROFESSIONS COUNCIL OF SOUTH AFRICA

5 March 2004, No. R. 294

The Minister of Health intends, in terms of sections 61(l)(c) of the Health Professions Act, 1974 (Act No.56 of 1974),in consultation with the Health Professions Council of South Africa, to make the regulations in the Schedule.

Interested persons are invited to submit any substantiated comments or representations on the proposedregulationstotheDirector-General:Health,PrivateBag X828, Pretoria,0001(for the attention of theDirector:HumanResourceDevelopment),withinonemonthofthedateof
publication of this notice.

SCHEDULE

Definitions

1. In these regulations any expression to which a meaning has been assignedin the Act shall bear such meaning, and, unlessthe context otherwise indicates-

“board” means the Professional Board for Psychology establisheidn terms of section 15(1) ofthe Act;

“indemnity cover” means a financial insurance cover provided by recognised providers, in terms of the relevant Insurance Act, againwsthich aggrieved patients may lodge claims for mal-practice;

"psychologist" means a person registered as such under the Act;

"section" means a section of the Act; and

"the Act" means the Health Professions Ac1t,974 (Act No. 56 of 1974).

Requirements for indemnity cover

1. A practicing psychologist, registered in the category independent practice, must obtain a professional indemnity cover, which must be fully maintained at all times.

2. A psychologist referred to in regulation 1, must provide the board with documentary proof and details of such professional indemnity cover, on an annual basis.

3. Any psychologist who practises in contravention of regulation 1, commits an unprofessional conduct that may lead to an enquiry in terms of Chapter IV of the Act.

MINISTER OF HEALTH

 


Government Gazette

REPUBLIC OF SOUTH AFRICA

Regulation Gazette No. 7908
Vol. 465 Pretoria 5 March 2004

No. 26123 

HEALTH PROFESSIONS ACT 56 OF 1974

REGULATIONS RELATING TO INDEMNITY COVER FOR PSYCHOLOGISTS

Published under Government Notice 1211 in Government Gazette 26897 of 22 October 2004.

The Minister of Health has, under section 61(1)(c) of the Health Professions Act, 1974 (Act No. 56 of 1974), in consultation with the Health Professions Council of South Africa, made the regulations in the Schedule.

1. Definitions

2. Requirement for Indemnity Cover

SCHEDULE

1. Definitions

In these Regulations any word or expression to which a meaning has been assigned in the Act shall have that meaning and, unless the context otherwise indicates -

“board” means the Professional Board for Psychology established in terms of section 15(1) of the Act;

“indemnity cover” means insurance provided by recognised providers in terms of the relevant insurance Act or professional indemnity provided through membership of a recognised medical protection organisation;

“psychologist” means a person registered as such under the Act;

“the Act” means the Health Professions Act, 1974 (Act No. 56 of 1974).

2. Requirement for indemnity cover

A practising psychologist, registered in the category independent practice, must obtain a professional indemnity cover, which must be fully maintained at all times.

A psychologist contemplated in regulation 2, must provide the board on an annual basis with documentary proof and details of the required professional indemnity cover.

(Signed)

M.E. TSHABALALA-MSIMANG

MINISTER OF HEALTH

 

 

 

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